For most people, home is the most important asset in living life. Not only the price of the building is expensive, but also the land and various furniture that is in it. However, ironically, there are still many people who do not really care about their home insurance. In fact, the dangers that threaten the home and its valuable assets in it can happen at any time and can not be guessed. Can you guarantee your home can last forever? There are unexpected events that could happen such as fire, flood, theft, to the fall of an airplane. For this reason, you need to consider having insurance by consulting with Ameriestate asset protection. You should not only be fixated on insurance when the house is being credited. However, you also need to resume insurance after paying off your home. This is what often escapes people’s concern for their own assets. This is because knowledge about home insurance has not been popular in the community. There are still many people who think home insurance is a waste. In addition, there is also the assumption that insurance companies only target premiums and ultimately will not bear if anything happens.
Insuring a house means transferring all the risk and financial burden to the insurance company. Of course, losing a home would lose the most valuable asset if no one bore the cost of repairs. For that, register your home for insured. However, beforehand, you need to learn what the insurance company is covering and what steps you need to take to get started. Home insurance protects you by providing compensation to you, as a homeowner. The compensation is in the form of, total repairs and rebuilding, in the case of problems with your home. For basic home insurance adjusted to the Indonesian Fire Insurance Standards Policy covers all general risks, such as fire, lightning, explosion, smoke, and aircraft collapse. Of course, you can extend the policy or add a warranty to suit your considerations and concerns. You can add house damage from riots or riots, landslides, floods, or thefts. However, insurance companies usually do not protect everything. There are some exceptions to house damage that is not guaranteed, such as war or intentional damage by property owners. In addition, seen from the form of buildings, insurance companies usually do not accept buildings in the form of wood or traditional houses to be insured.